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Message-ID: <alpine.LNX.1.10.0809041531220.30866@catbert.rellim.com>
Date: Thu, 4 Sep 2008 15:38:29 -0700 (PDT)
From: "Gary E. Miller" <gem@...lim.com>
To: full-disclosure@...ts.grok.org.uk
Subject: Re: Hardcoded Keys

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Yo All!

> I believe it almost never happens.  As I understand the card association
> rules, the merchant has to hang on to the data for refund purposes.

Nope, all you need to generate a refund is the original transaction ID.  At
least with the processors I use.

You can get the PCI requirements here:

https://www.pcisecuritystandards.org/security_standards/pci_dss.shtml


You are allowed to store the Card number, name and expiration date.
Appendix B allows you to store that unencrypted.

You are not allowed to store the mag stripe, CVC2 or PIN.


RGDS
GARY
- ---------------------------------------------------------------------------
Gary E. Miller Rellim 109 NW Wilmington Ave., Suite E, Bend, OR 97701
	gem@...lim.com  Tel:+1(541)382-8588

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